Ebook Download The College Solution: A Guide for Everyone Looking for the Right School at the Right Price

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The College Solution: A Guide for Everyone Looking for the Right School at the Right Price

Ebook Download The College Solution: A Guide for Everyone Looking for the Right School at the Right Price

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About the Author

Lynn O’Shaughnessy has been a professional journalist for three decades. She is a former Los Angeles Times reporter and syndicated columnist, and a financial journalist. Her previous books include Unofficial Guide to Investing, Investing Bible, and Retirement Bible. She has contributed to such publications as BusinessWeek, Money Magazine, USA Today, Chronicle of Philanthropy, AARP The Magazine, Wealth Manager Magazine, The New York Times, The Wall Street Journal, Kiplinger’s Retirement Report, Bottom Line Personal, and Consumer Reports MoneyAdviser. She is a graduate of the School of Journalism at the University of Missouri in Columbia.

Introduction Introduction A curious story appeared in The New York Times one day about the university that's the academic equivalent of the Yankees. The article captured the concerns of faculty, who worry that the teaching taking place at Harvard University isn't meeting the school's own vaunted standards. In fact, a professor lamented that some undergraduates, after spending four years at Harvard, don't know a single faculty member well enough to ask for a letter of recommendation. Hmmm. One student, who was interviewed, suggested that undergraduates ought to know that professors are too focused on research to put much effort into what happens in the classroom. "You'd be stupid if you came to Harvard for the teaching," a Harvard senior and a Rhodes scholar told the Times reporter. "You go to a liberal arts college for teaching. You come to Harvard to be around some of the greatest minds on earth." And he had more to say: "I think many people (at Harvard) spend a great deal of their time in large lecture classes, have little direct contact with professors, and are frustrated by poorly trained teaching fellows." Concerned about the quality of Harvard's undergraduate education, a small group of the university's professors cranked out a report that advocated for institutional changes that would place greater value on teaching. Whatever happens, Harvard's institutional angst about what occurs in its classrooms is hardly going to dampen its star power among high school students. And that was true even before Harvard unveiled an incredibly generous financial aid policy that has dramatically cut costs for families who make even $180,000 per year. So why have I begun this book by sharing something that should embarrass Harvard? Because the incident aptly illustrates one of the primary reasons why I wrote The College Solution: A Guide for Everyone Looking for the Right School at the Right Price. When many families begin their college search they assume that the Ivy League owns a monopoly on the nation's best schools. Unfortunately, the media perpetuates this nonsense. A ridiculous number of books on college are dedicated to cracking the Ivy League even though the only ivy that most kids are going to come into contact with will itch and require calamine lotion. A mere .2% of the nation's incoming college freshmen end up at the eight Ivy League schools. What plenty of teenagers and their parents don't realize is that there are many, many schools scattered across the country that will provide an education as good as or superior to the one they'd receive at the most elite East Coast schools. Rather than worship at the Ivy altar, The College Solution is dedicated to the 99.8% of students, who head off to the thousands of other colleges and universities in this country. It's about time that a book is dedicated to everybody else's kids—and there are millions of them out there. The book contains advice for teenagers who are blessed with the brilliance of theoretical physicist Stephen Hawking as well as all the typical kids who would fit in quite nicely at Lake Wobegon. One of the book's overriding aims for this eclectic group of teenagers is this: helping them find the best academic matches possible, whether public or private, for the least amount of money. Parents and students, who use the book's road map, will discover that college costs can be far lower than they imagined and their college options are more plentiful than they ever would have believed. Many families, for instance, assume that they can afford only an inexpensive school—perhaps the state university or community college that's nearby. The affluent, meanwhile, assume that they will have to pay full price for their children's education because their chances for any kind of assistance are laughable. Plenty of families, regardless of their net worth, believe that only the very brilliant or the athletically gifted can win scholarships. All of those assumptions are wrong. College can be more affordable than you might think. "B" students can earn merit scholarships from plenty of colleges, and even families with six-figure incomes can position themselves to capture financial aid. In fact, many families who use the book's strategies will be able to send their children off to expensive private schools for the same cost of a much cheaper in-state public school. Private colleges and universities today, according to the College Board, are discounting their tuition by an average of 33.5% for the students they want. Students who attend public universities, including prestigious flagship institutions, can also pay significantly less than the advertised sticker price. The average tuition discount for public schools, which cost less to begin with, is nearly 15%. It's much easier to shrink the college tab once you appreciate that colleges and universities are now pricing bachelor's degrees in much the same way that airlines set their ticket prices. The passenger sitting next to you on the plane could have paid significantly more or less than you did for the identical ride. This same phenomenon is playing out on college and university campuses throughout the country. The College Solution also urges parents and students to consider what is important in a college education. One of the chief aims of the book is to help students determine which schools are best for them and to encourage them to consider some overlooked academic gems. The book shows teenagers how to evaluate schools from research universities and community colleges to public and private liberal arts colleges. Investigating schools, as you'll learn, should go far beyond noting what ranking a school got from U.S. News & World Report, which happens to rely on dubious methodology. When selecting schools, a student also needs to be comfortable with the academic departments where he or she will be spending a great deal of time. You want professors who will engage students with innovative teaching, not approach classes, particularly the introductory ones, as an opportunity to wash out kids by dispensing failing grades. You'll also discover how to find large universities that have worked hard to make their learning environments more intimate. Most students will have only one shot at college, but too often they put about as much effort into finding the right academic matches as they would shopping for a new cell phone plan. Families often take shortcuts because they swallow the conventional wisdom that the higher education industry has pushed down their throats about what their options are. Your best defense against all this is to keep reading this book. © Copyright Pearson Education. All rights reserved.

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Product details

Paperback: 304 pages

Publisher: FT Press; 1 edition (June 16, 2008)

Language: English

ISBN-10: 0132365707

ISBN-13: 978-0132365703

Product Dimensions:

5.9 x 0.8 x 9 inches

Shipping Weight: 13.6 ounces (View shipping rates and policies)

Average Customer Review:

4.7 out of 5 stars

123 customer reviews

Amazon Best Sellers Rank:

#326,007 in Books (See Top 100 in Books)

If you or your child is about to apply to college, do yourself a favor and read this book - and follow its advice.Thanks to this book, both my daughter and also her boyfriend applied to and were recently admitted to several of the Colleges That Change Lives, receiving both merit aid and need-based aid that reduced the total cost of attendance by 75% and close to 100%, respectively. Yes, they are both very good students, but had they done what most everyone else does - apply to a flagship state university (in our case, UCLA or UC Berkeley), they may well have been rejected. Even if accepted, they would have paid full or close to full price - for a college that by all meaningful measures does not provide as good of an education as a small liberal arts college.I also found the book extremely easy, even fun, to read, well organized, thorough, and, well, eye-opening. The college application process can be mind-blowing and it's easy to come away with the impression that there is just no away around taking out massive loans to pay for college. As O'Shaughnessy points out, most people never really consider a private school, especially out of state, because they think a private school would be way too expensive. So they apply exclusively to in-state schools - where in most cases they get little or no financial aid. That's no surprise since a state school has tens of thousands of students and is funded by tax payer money. States just don't have the funds to give every student, or even most students, the financial aid they need.But it doesn't have to be that way. As O'Shaughnessy explains, there a lots of excellent small private colleges all around the country which, thanks to a much, much smaller student body, DO have the funds to give every or almost every student the financial aid they need. Many of these schools also give out generous merit-aid, and not just to one or two geniuses.Sadly, even most HS college counselor are largely unfamiliar with this information. The reason may be that college counselors are more concerned with how to get students into college and less with how to pay for college. So they tell students to apply to a handful of schools where they have a good chance to get accepted, in many cases well-known in-state institutions, without worrying about the price tag since, presumably, an in-state school will always be the best deal. That may have been OK when college tuition was still affordable for most, but today it's a disservice to both students and parents. In-state schools are NO LONGER the best deal. Nor do they provide the best undergraduate education.So, read "The College Solution" and then, if you want more details about particular schools, read "Colleges That Change Lives" by Loren Pope as recently updated by Hillary Masell Oswald.

I found this book helpful. The information flows well and it is super easy to read. The author does a good job of getting the reader ready for the reality of colleges these days: if you're not rich, your kids' college options are going to be more limited than what you might expect. This is somewhat depressing to learn but as I visit more colleges, I find it to be true. Most of the state flagship universities have high in-state tuition rates, and out of state is ridiculous. Finding a smaller college (or, in our case, our in-state options are actually affordable) is going to be necessary for families who don't have millions in the bank yet earn enough that need-based financial aid is unlikely, even for students with good academic records.

This book is a reasonable resource for parents searching for basic knowledge about college types and financial aid. It will teach little that is new to anyone who is a denizen of "College Confidential" or similar websites, or anyone who reads College advice blogs, because much content is available for free on the internet, but the book does help in terms of organization. And, for some people having the information in print makes it more readable and accessible as needed. Several colleges are highlighted that students might never otherwise have heard of, which is refreshing.A few issues:1. Each chapter ends with an "Action Plan" that is really not an action plan, but rather a "Key Point" of the chapter. This would have been more helpful if, as other reviewers noted, the key points were summarized at the start or end of the book.2. There is too much emphasis placed on graduation rates, again as other reviewers have noted. Most parents and kids looking for colleges with this type of book, are far more concerned with other aspects of a given college.3. There is a solid bias (admitted by the author) toward LAC (liberal arts colleges) and away from large research universities. This may make the book less useful for some kids.

I purchased this book a few years ago when our daughter was just beginning high school and it has been extremely helpful for us in learning about the financial aid process, and that includes both needed-based aid and merit aid. I really like how the author was able to explain the FAFSA and CSS PROFILE and what schools are evaluating when you're completing these forms. This book has to be one of the best out there when it comes to learning about paying for college. I also picked up a copy of The Enlightened College Applicant: A New Approach to the Search and Admissions Process and it's another homerun book in terms of learning more about college admissions. These two books will help any parent in helping their child find the right college.

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Ebook Download The College Solution: A Guide for Everyone Looking for the Right School at the Right Price

Ebook Download The College Solution: A Guide for Everyone Looking for the Right School at the Right Price

Ebook Download The College Solution: A Guide for Everyone Looking for the Right School at the Right Price

The College Solution: A Guide for Everyone Looking for the Right School at the Right Price PDF

The College Solution: A Guide for Everyone Looking for the Right School at the Right Price PDF

The College Solution: A Guide for Everyone Looking for the Right School at the Right Price PDF

The College Solution: A Guide for Everyone Looking for the Right School at the Right Price PDF

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